Fees that ARE included into APR are listed below
Administration Fee
Amortization Schedule
Application Fee
Appraisal Review, Recert, or Waiver
Assignment Fee
Assumption Fee
Attorney Fee
Attorney Review Fee
Audit Fee
Broker Fee (if paid by borrower)
Borrowers Verification
Buy-down/Subsidy Fee
CPL (I I09)
Check Fee
Closing Fee
Closing Cancellation Fee
Commitment Fee
Completion Notice
Compliance Fee
Construction Admin or Phase Fee
Coordination Fee
Copy Fee
Courier Fee
Desktop Originator / Underwriter Fee
Disbursement Fee
Discount Fee / Points
Document Prep Fee (3rd Party and Lender)
Document Review Fee
Escrow Waiver Fee
Express Mail Fee
Extension Fee (lock / price)
Fax Fee
File Archive Fee
Final Inspection
Float-down Fee (lock)
Flood Cert or Flood Letter
Funding Fee (VA, FHA, RD)
Funds Request Fee
HOA Review and / or Transfer Fee
Lenders Attorney Fee
Lock-in Fee
Miscellaneous Fees
Modification Fee
Mortgage Insurance Premium
Mortgage Tax (paid to lender
Notary or Notary Service Fee
Origination Fee
Per Diem Interest
PMI Premium and Reserves
Post-Closing Fee
Power of Attorney Review or Preparation
Processing Fee even if Independent
Quality Control Fee
Recording Fee for Assignment of Sec inst
Recording Service Fee (not recording)
Redraw Fee (if paid to lender, no outside counsel)
Refinance Fee
Restrictions Fee
Settlement Fee
Shipping Fee
Sub-Escrow Fee
Subordination Fee and Subord Rec Fee
Tax Service Fee
Telephone Fee
Transfer Fee
Transmittal Fee (if paid to lender, no outside counsel)
Underwriting Fee
VOD Fee
VOE Verification Fee
Warehouse Fee
Wire Fee
Fees that are NOT included into APR:
Alarm System
Appraisal Fee
Appraisal Photos
Builder Warranty
Credit Report Fee
Document Stamp Taxes
Elevation Cert
Escrow Balance
Escrow Repair or Hold Back
Escrow Shortage
Filing Fee
Insurance Binder
Intangible Tax
MIP Refund
Title Examination
Mortgage Tax (paid to Title Co)
Title Inspection
Overage to Broker
Property Insurance
Property Taxes
Septic Inspection
Service Release Premium
Recording Fee (Sec Inst, Deed and/or releases)
Survey Fee/Report Fee
Title Endorsements
Title Opinion
Title Policy
Title Review
Title Search
Transfer Taxes
Termite Inspection / Pest Inspection
Well and/or Septic Inspection
Yield Spread Premium